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Please enter the total amount that you wish to lend, just numbers, no decimal places, no currency symbols and no commas
Please select the term or duration of lending for the above amount
Please enter the size or amount of each borrower loan participation, or 'loan slice' just numbers, no decimal places, no currency symbols and no commas. It is sensible to lend in smaller amounts to limit the borrower exposure. e.g. £10 to £50
Please select the nominal interest rate you hope to receive on the lending amount above - your Target Rate
This is the size or amount of each borrower loan participation based on the average loan slice size for this term or duration of the lending
This is the nominal interest rate received on the lending amount above based on the average nominal interest rate for the selected term or duration of the lending
Fees include once-off lending flat fees, monthly lending percent fees and compensation scheme fees. No membership fees are included
This is your average monthly receipt of principal and interest payments on this lending
This is the amount that you will end up with, on full repayment of the principal amount and the interest on this lending
Annualised rate is calculated on the basis that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. In our case, payments are made monthly so there are always twelve compounding occasions in any year period

Lending Calculator

Use this Lending Calculator to see the return on your savings that can be achieved:

Amount you wish to lend (£)
Lending term Months
Lending slice size (£)
Your target interest rate . %
Total fees
Monthly income
Final value
Annualised Rate*
*The Annualised rate shown is based on lending to borrowers with 7 - 9 credit stars, approximately our average, or A on the A* to E range. We only lend to A*, A and B credit rated borrower. The Annualised rate is shown net of fees including the once-off lending flat fees, monthly lending percent fees and compensation scheme (CS) fees. Full descriptions of fees and the Compensation Scheme can be found in the Help Centre. No membership fees are included and the net annualised rate assumes any borrower default is covered by the Compensation Scheme. We provide annual statements to enable you to declare your interest earned to HMRC. Note: your capital may be at risk with Peer to Peer lending and your money is not covered by the Financial Services Compensation Scheme (FSCS) whilst lent out.
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